Working With A Cash Home Buyer In Stockton

Conceptually speaking, selling a house in Stockton couldn’t be easier… It’s a sellers market… we have a record low inventory of houses, home values are at a 10 year high. What that means in layman’s terms is that there are more buyers than sellers and if you are ready to sell your house, you’ve got the upperhand. So now what?

Surely you know that conventional wisdom dictates you hire a real estate agent regardless of the condition of your house because they can advise you in all things real estate.  They understand buyers and sellers markets, low inventory, repairs and updates and of course marketing. They are all marketing experts… especially in digital technologies…  right?

Seriously, in a perfect world, it’s how things work… you hire a real estate agent, you decide on a price, fix a few things, update a few more, paint, spruce up the yard and magically the house is ready. Then, you plant a sign in the front yard and you brace yourself for a line that will be forming down your driveway…  any moment and the offers will start to pour in. Maybe even a bidding war. Simple, just like the ads on TV that direct you to hire your local realtor and voila, 30 days later you’re out with all of your equity ready for your next move.

Perfect description, right?

Not so fast… Here is the deal. In real estate it isn’t always that easy and what happened across the street or across town in not necessarily indicative of will happen for you. There are just so many other factors that may just come into play. You have the full spectrum of real estate agents (good to horrible), lenders, inspectors, appraisers and title companies. With that many people anything can go wrong, get delayed or worse yet get “deep sixed” altogether …

For most sellers, the unknowns surrounding the sale of a house are enough to cause the average homeowner to second guess everything and for good cause. It is a free for all and the only thing that is for sure is that no one is in control regarding the sale of your house, especially your realtor. In fact they take a second seat to your buyers lender and unfortunately your buyers agent as all communication rest between all of them. You are literally the last to know and there is very little you can do to alter that.

I know how negative that all sounds, but it really isn’t if you just allow yourself to view the market as it is rather than the way that you want it to be. I would assume that most people “believe that they understand” what real estate agents do for a living, but I am not sure that those same people have a real clear idea as to what separates the top 5% of all real estate agents from the rank and file. It is unfortunate, because if you are a homeowner and selling what is arguably your largest asset, don’t you think it may be in your best interest to hire the very best rather than the rank and file?

Sadly, most Stockton homeowners don’t and when it comes time to sell their houses, 72% just pick the first real estate agent that they talk to. That would mean that everyone of those sellers believed that there was NO Difference between one real estate agent and the next and no matter what they did they were going to receive the same outcome… for the same price.

So I need to ask… how do you get the best service for the money without doing any research or due diligence whatsoever?

The numbers dont lie… There are a total of 3,563 real estate agents active in Stockton, but the top real estate agents in the area are proven to get better outcomes for their clients. According to real estate transaction data analysis, the top 5% of seller’s agents in Stockton, on average, sell homes for $29,043 more money than the average Stockton real estate agent. The top 5% of buyer’s agents generally save clients 0.17% more than the average real estate agent in Stockton.

While I will agree that it is ok to have pre-determined ideas about what to expect when buying or selling a house, dont you think that as a seller it is in your best interest to maximize that effort and at the same time retain as much of your equity as you can? Sure it is ok  to allow your experiences to dictate the path that you take regarding the choices that you make, it is also very dangerous to assume that one real estate agent is the same as the next and so on. It is also very naive to believe that about what they can do for you, as a seller.

On the other hand, some sellers might not know what to expect when working with a Cash home buyer in Stockton. Sellers can expect a Stockton cash home buyer to provide simple, stress-free transactions.

Working With A Cash Home Buyer In Stockton

Maximizing Equity

Straightforward Closings

Professional home buyers in Stockton, CA typically close faster than traditional home buyers, and usually in pay full in cash. Traditional home purchases usually require qualifications from banks, mortgage underwriting time, property inspection time and the buyer may not end up qualifying in the end. There are also normally no commissions paid to a buyer’s or seller’s agent which means thousands of dollars in savings. The usual commission is 3% per side, so if you sell your home for $300,000, you would have to pay $18,000 in commissions alone! Professional home buyers also may not charge transaction fees; if they do, they are extremely low in comparison to the commission or closing costs you would have to pay otherwise. They also provide mail-away closings which is a wonderful thing for out of state owners.

Purchasing Homes As-Is

Professional home buyers in CA will usually purchase homes as-is. As a seller, this means you do not have to worry about repairs before closing or any other additional expenses you were not planning on. There are some companies that do not require inspections which makes it a truly as-is transaction.

Lower Risk Transactions

Selling to a professional home buyer is extremely straight forward. They will lay out every step of the process and usually have shortened, very clear contracts that are simple as-is purchase agreements. You will also have lessened exposure to legal risks. You won’t have to worry about the buyer finding something you didn’t know you didn’t disclose or something they don’t like about the home or the neighborhood. Under most traditional real estate contracts, there is a potential for the buyer to sue you if they feel they didn’t get all of the information, or if they feel the facts were misconstrued. Professional home buyers already know the state of the property, and they are willing to take on that risk.

No Showings

When you decide to use a professional home buyer in Stockton, CA, you will not have to worry about going through a roller coaster of emotions. There are no frustrating, middle-of-dinner phone calls asking if you are available to show your home. You don’t have to worry about leaving your home spotless every day before heading to work, just in case there is a showing while you’re gone. You don’t have to worry about possibly running into a buyer’s agent or their clients or dealing with them asking you questions that you really shouldn’t answer anyway. You also don’t have to worry about buyers arguing with you over which furniture you are taking and what you are leaving.

Move Out Time

Professional home buyers are in it for the investment. They are not expecting to move into the home on the day of closing. Most home buyers will allow a move-out timeframe after closing to allow you to relocate at your own pace. This is extremely helpful, especially with such quick closing timeframes. Also, you may not even have to clean the home when you leave. You can simply pack your personal items and furniture you want to keep and leave the rest.

Please give us a call today at (209)481-7780 or send us a message to inquire about working with a professional home buyer.

Peter Westbrook

Peter Westbrook is a local Cash Home Buyer / Real Estate Investor in Stockton, Sacramento and Modesto CA and Tulsa Oklahoma. He has written numerous real estate articles that have been published here and by other blog and news outlets. Peter has appeared on several local and national news reports regarding the state of the Stockton and Sacramento Real Estate Markets.

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